Question from Mexico City
Searching insurance options for expats in Mexico
is there a site I can go to find insurance options? I really haven't enjoyed the experience of working with an agent as they just send quotes, and I want to be able to look at options and play with the variables myself (i.e. type of coverage, cost, deductible, etc). Is there a site to at least explore this? I am fine working with an agent to purchase, but I want to explore options without having to go thorugh them for each iteration.
Hey hey! To do this you’d have to know which plans you’re interested in. It’s the difference between going to a shoe store to browse and going right to the company warehouse. Part of what we do in insurance is help amalgamate options within a certain niche. For example, there are some people in this chat who only sell Mexican insurances which require you to have residency. Others sell insurance from the Global market. You probably won’t see both options fully with either. There’s also other benefits to buying “from a shoe store” (i.e. agent) such as direct claims support and other perks which you don’t get by purchasing directly from the company. A good agent should be teaching you about your insurance options so you can make an informed decision on more than just $$! If they just send quotes, run away haha. You NEVER pay more (unless you’re being scammed) to work with an agent. The insurance company pays us agents a “finders fee” of sorts but the plans are not cheaper direct through the insurance. Sometimes AI searches can help you start to narrow things down but I’ve found that the ChatGPT summaries often times mix together features of different plans and aren’t super accurate so things can get confusing. I hope that helps!!
Other Answers (5)
I do believe the insurance model in Mexico is made for you to work closely with your agent. I usuall...
Yes, I already have it narrowed down, but when I've chatted with two agents before they make me choo...
Hi Sarah, if you're able to do this with/for me I'd be interested. The other agents I've contacted d...
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