I have cigna through my work so its subsidized by them so the cost is not prohibitive. US coverage isnt standard and the deductible is high but i almost never get my care in the US anyway so it hasnt affected me. My plan covers 100% of drs visits, vaccines, surgery, overnight hospital visits and 80% medicines, bloodwork, glasses, dental care. I had a c section and 6 day hospital stay when i gave birth and they covereed it 100%. They do sometimes ask for additional drs notes and paperwork which can be annoying but not too hard to get. I think the Cost and coverage depends a lot on your plan and if you purchase individually ive heard it can be quite expensive.